QuickBooks Online vs Xero
Accounting software compared on BSR score, pricing, 8 features and verified reviews, 2026.
Our verdict
Xero comes out ahead at 82/100 versus QuickBooks Online at 79. Unlimited users on all plans, and it's the better fit for small businesses that want unlimited users at a flat price. QuickBooks Online makes more sense if you need largest ecosystem of accountants, apps and integrations.
Xero leads in 5 of 6 rows where they differ. Green marks the leader in each row.
| QuickBooks Online Best for US small businesses whose accountant already uses it | Xero Best for small businesses that want unlimited users at a flat price | |
|---|---|---|
| Scores | ||
| BSR score | 79 | 82 |
| User rating | 0 ★ | 0 ★ |
| Reviews | 0 | 0 |
| Ease | 7.8 | 8.5 |
| Features | 9.3 | 8.6 |
| Value | 6.9 | 7.9 |
| Support | 7.2 | 7.4 |
| Pricing | ||
| Starting price | $38/mo | $27/mo |
| Free plan | ✕ | ✕ |
| Free trial | 30-day trial | 30-day trial |
| Features | ||
| Features included | 8 / 8 | 8 / 8 |
| Invoicing | ✓ | ✓ |
| Bank feeds | ✓ | ✓ |
| Payroll | ✓ | ✓ |
| Multi-currency | ✓ | ✓ |
| Receipt capture | ✓ | ✓ |
| Inventory | ✓ | ✓ |
| Accountant access | ✓ | ✓ |
| API access | ✓ | ✓ |
| Details | ||
| Biggest strength | Largest ecosystem of accountants, apps and integrations | Unlimited users on all plans |
| Biggest weakness | Frequent price increases; plans cost well above most rivals | Entry plan caps invoices and bills per month |
| Platforms | Web, iOS, Android | Web, iOS, Android |
| Best fit | 1–25 users | Unlimited users |
QuickBooks Online vs Xero: FAQs
Is Xero better than QuickBooks Online?
Xero scores 82/100 against QuickBooks Online's 79, a 3-point lead. Unlimited users on all plans. QuickBooks Online is the better pick if largest ecosystem of accountants, apps and integrations matters more to you.
Which is cheaper, QuickBooks Online or Xero?
Xero has the lowest starting price at $27/mo. QuickBooks Online starts at $38/mo. Per-user pricing, annual discounts and add-ons change the real total, so price out your actual seat count.
Which has more features?
QuickBooks Online covers 8 of the 8 accounting features we track.
Which do users rate higher?
QuickBooks Online has the most verified reviews (0) with an average of 0/5. QuickBooks Online has the highest average rating at 0/5.