SAP Concur review
Bottom line
SAP Concur is a spend management suite that connects travel booking, expense reporting, and accounts payable in one system. Its clearest strength is policy enforcement at the point of submission, supported by automatic card imports and receipt matching. The main considerations are that pricing is provided only on request, there is no free plan or trial, and several capabilities are sold as separate products. It suits mid-size and large organizations that want travel, expense, and AP controlled by one set of rules.
What is SAP Concur?
SAP Concur is a cloud-based spend management platform that covers expense reports, business travel booking, and accounts payable invoice processing. It addresses the manual work of collecting receipts, matching card charges to reports, checking spending against company policy, and paying vendors. Companies use it to bring travel, expense, and invoice data into one system so finance teams can see spending as it happens.
Day to day, employees book flights and hotels through Concur Travel, and each booking creates a matching expense line in Concur Expense. Receipts can be photographed with the mobile app, and ExpenseIt uses OCR and AI to pull out the merchant, amount, date, and category. Corporate card charges import automatically and match to receipts, so employees rarely enter them by hand. Managers receive approval notices in the mobile app and can approve from wherever they are. On the accounts payable side, Concur Invoice automates approval routing, flags duplicate or incorrect payments, and matches invoices to purchase orders.
The platform is built for businesses of all sizes, from freelancers and small businesses to mid-size companies and enterprises. Multinational teams can use multiple currencies within one organization, and the platform handles VAT and local tax requirements across countries. Pricing is provided on request through the sales team, and there is no free plan or free trial. Companies that want to extend their card program can add Company Bill Statements to capture purchasing card transactions in one place.
What sets SAP Concur apart is that policy enforcement happens before a report is submitted, not during a later audit. Spending rules can be set by category, amount, geography, or employee group, and out-of-policy items are flagged in real time. Travel, expense, and invoice work share one data set, which lets finance connect a trip to its card charges and its vendor payment. The company also offers more than 300 pre-built connectors to accounting and ERP systems, along with open APIs for custom integrations.
Who it's for
- Mid-size and enterprise finance teams
- Multinational companies with multi-currency expenses
- Organizations with corporate card programs
- Companies consolidating travel, expense, and AP
Who should look elsewhere
- Freelancers or very small teams seeking a free tool
- Buyers who need published prices before contacting sales
Typical uses
- Automating employee expense reimbursement
- Managing corporate and purchasing card spend
- Enforcing travel and spending policy before submission
- Automating accounts payable approvals and duplicate payment checks
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SAP Concur alternatives and comparisons
SAP Concur is the only expense report product we list so far. Browse the category as more are added.