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PaySimple review

Recurring billing, invoicing, and card and ACH payments for service businesses

No user reviews yet · #2 of 2 in Payment Processing · Updated November 1, 2026 · Is this your company? Claim it

★ Best supportWebPaid · SubscriptionAPI

69/100

Start free trial ↗Free trial · paid plans from $69.95/mo · opens paysimple.com

Starting price$69.95/mo

Free planNo

Free trialFree trial

Best fitFreelancers, Small businesses, Mid size businesses

DeploymentWeb

Bottom line

PaySimple is a payments and billing platform for service businesses, with recurring billing and invoicing at its core. Its clearest strength is automating scheduled collections across card, ACH, and in-person payments, tied to QuickBooks Online. The main cost to watch is that plan-level pricing is provided on request, starting at $69.95 per month, with no free plan. Service businesses that bill on a recurring schedule and want payments built into their workflow should consider it first.

Choose PaySimple ifservice businesses with recurring customers, or home and field services companies.

Look elsewhere ifbusinesses needing a free plan, or teams that rely on accounting software other than QuickBooks Online.

Start free trial ↗Free trial · paid plans from $69.95/mo · opens paysimple.comCompare with Stripe

What is PaySimple?

PaySimple is a payments and billing platform built for service-based businesses. It handles recurring billing, invoicing, and card and ACH payment collection for owners who spend too much time chasing payments that should arrive on schedule. The company has operated since 2006 and has served more than 22,000 business owners.

Day to day, a business collects a customer's payment information once and sets up automated billing schedules that run for online, in-person, or mobile payments. Dunning management and email reminders follow up on balances that don't clear, and partial payments and overpayments are tracked against the customer's receivables ledger. Invoices can be customized with branding and fields, and a customer portal lets clients view their invoice history and pay on their own. QuickBooks Online is the listed accounting integration, and the API and SDK allow software companies to build payments into their own products.

The platform is aimed at freelancers, small businesses, and mid-size businesses. PaySimple concentrates on home and field services, healthcare practices, and fitness and wellness operators that collect recurring memberships. Pricing starts at $69.95 per month, and plan-level details are provided on request. A free trial is available, but there is no free plan.

Many payment tools are generic. PaySimple builds its workflows around service-business needs, including payment acceptance in the field, HIPAA-compliant billing for healthcare providers, and card-on-file memberships for gyms, studios, and salons. Software companies can also embed payments through a partner process that covers discovery, onboarding, development, and launch, with a growth team focused on sales enablement.

Who it's for

Service businesses with recurring customers
Home and field services companies
Software companies embedding payments

Who should look elsewhere

Businesses needing a free plan
Teams that rely on accounting software other than QuickBooks Online

Typical uses

Automating monthly service plan billing
Collecting payments in the field with mobile devices
Embedding payments into a software product
Following up on overdue invoices with reminders

Key features

Automated recurring billing

Customers pay once to store their payment information, and future charges run on set billing schedules. Schedules work for online, in-person, and mobile payments. Predictable collection dates help owners plan cash flow.

Invoicing and customer portal

Invoices can be customized with branding, fields, and templates. A customer billing portal lets clients view invoice history and pay without contacting the business. This reduces back-and-forth on routine billing.

Dunning and payment reminders

Automated dunning management and email reminders follow up on unpaid balances. Partial payments and overpayments are tracked against the receivables ledger. This keeps past-due accounts from being forgotten.

Card, ACH, and check processing

The platform accepts credit and debit cards, ACH and eCheck payments, and checks. Businesses can accept several payment methods within one system. Customers can choose the method that works for them.

Point of sale and mobile payments

In-person payments and mobile payments let technicians and staff accept payment in the field or at the counter. Payments sync to the same customer records used for billing. This supports businesses that collect payment on site.

Embedded API and SDK

Software companies can use the API, SDK, and integration tools to let their customers pay, set up billing, and reconcile deposits. Payments run inside the partner's own product. This adds a payments revenue stream for software vendors.

Reporting and fraud controls

Sales reports, real-time reporting, and customizable reports show revenue and collections. Fraud detection and access controls with permissions help protect payment data. Owners can see who has access to billing functions.

PaySimple pricing 2026

Paid plans start at $69.95/mo, with a free trial.

See current pricing ↗

What the sticker price leaves out. The starting price is $69.95 per month, and plan-level pricing is provided on request. A free trial is available, but there is no free plan.

Payment Processing feature checklist 7 of 8

The features buyers in this category ask for most, and whether PaySimple includes them on a plan you can actually buy. Percentages show how many payment processing buyers call each one essential.

Online card payments95%

In-person / terminal58%

ACH & bank debits71%

Recurring billing74%

Invoicing66%

Fraud protection69%

Payouts to third parties34%

Developer API62%

Missing: Payouts to third parties. See alternatives that cover these.

PaySimple integrations 1 listed

Apps PaySimple connects to, as published by the vendor. Native integrations sync directly; others go through a connector such as Zapier or webhooks. Click a logo to read our review of that product.

QuickBooks Online

PaySimple has a public API, so apps not listed here can usually be connected with a developer or a no-code automation tool.

Deployment and support

Deployment

Platforms

Support

Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
Chat

Training

Live Online
Webinars
Documentation
Videos

Typical customers

Freelancers
Small businesses
Mid size businesses

Security & compliance

PCI compliance
HIPAA-compliant payment solutions
Fraud detection
Access controls and permissions
Data security

Buying details

Public API: Yes

PaySimple company profile

—Total funding

0Funding rounds

0Investors

0Lead investors

0Acquisitions

0Employee profiles

0Board & advisors

—Employees

About

Founded: 2006
Website: paysimple.com ↗

Legal name, company type, headcount and other company details haven't been reported yet. Work at PaySimple? Add them.

Analytics

0Page views, 30 days

0Unique visitors, 30 days

0Visits to vendor site, 30 days

—Visit-through rate

69/100BSR score

#2 of 2Rank in Payment Processing

0User reviews

—Average rating

Measured on Best Software Reviewed: views of this page and clicks through to the vendor's website.

Financials

Funding rounds

No funding rounds have been reported for PaySimple. Work at PaySimple? Add funding rounds.

Investors

No investors have been reported for PaySimple. Work at PaySimple? Add investors.

People

Founders

No founders listed yet. Work at PaySimple? Add founders.

Employee profiles

No employee profiles yet. Work at PaySimple? Add your team.

Board member and advisor profiles

No board members or advisors listed yet. Work at PaySimple? Add your board.

Acquisitions

No acquisitions by PaySimple have been reported. Work at PaySimple? Add acquisitions.

Updated Nov 1, 2026 · Full PaySimple company profile

PaySimple pros and cons

Pros

Recurring billing schedules collect payment information once and run future charges automatically, which supports predictable cash flow.
Card, ACH, check, and in-person payments are handled within one platform tied to invoicing and customer records.
A free trial is available before committing to a paid plan.
The API and SDK let software companies embed payments and billing into their own products.
Workflows are designed for field services, healthcare practices, and fitness and wellness businesses.

Cons

Plan-level pricing is provided on request, so tiers can't be compared before a sales conversation.
QuickBooks Online is the only accounting integration listed.
There is no free plan, and the starting price is $69.95 per month.
Deployment is web-based only.

Start free trial ↗The free trial is the fastest way to check whether plan-level pricing is provided on request, so tiers can't be compared before a sales conversation. matters for your team.

PaySimple user reviews

No published reviews yet. Be the first.

PaySimple alternatives and comparisons

Stripe83

Best for online businesses and software products that want payments, billing and payouts in one platform

$0.30 + 2.9% per card charge · free plan

PaySimple vs Stripe Review

All PaySimple alternatives · Best payment processing software 2026

PaySimple FAQ

How much does PaySimple cost?

PaySimple starts at $69.95 per month. Plan-level pricing is provided on request, so buyers need to contact the company to see which tier fits their volume and features.

Is there a free plan or free trial?

There is no free plan. A free trial is available for buyers who want to test the platform before committing to a paid plan.

Which accounting software does PaySimple integrate with?

QuickBooks Online is the accounting integration listed. Businesses using other accounting software should confirm the integration details with the company before buying.

Is PaySimple secure for card and healthcare payments?

PaySimple is PCI-compliant and offers HIPAA-compliant payment solutions for healthcare practices. The platform also includes fraud detection and access controls with permissions.

Does PaySimple have a mobile app?

PaySimple supports mobile payments so staff can accept payment in the field. Mobile access and mobile payments are listed capabilities of the platform.

What does PaySimple replace?

PaySimple consolidates recurring billing, invoicing, reminders, and payment processing that many businesses otherwise handle with separate tools or manual collection.

Does PaySimple offer an API for developers?

Yes. The API and SDK let software companies build billing and payment acceptance into their own products, and a developer portal and documentation are available.

Is there a free version of PaySimple?

No. PaySimple has no free plan, but offers a free trial so you can test it before paying.

What are the best alternatives to PaySimple?

In Payment Processing, the closest alternatives we rate are Stripe (83/100). See the full list of PaySimple alternatives for a side-by-side comparison.

Ready to try PaySimple?

PaySimple is a payments and billing platform for service businesses, with recurring billing and invoicing at its core. Free trial · paid plans from $69.95/mo · opens paysimple.com.

Start free trial ↗Not convinced? See alternatives

Related categories

Billing and Invoicing Recurring Billing Point of Sale Subscription Management Accounting

How we reviewed PaySimple

We score every product on four weighted criteria: ease of use (25%), features (30%), value (25%) and support (20%). PaySimple is scored from the vendor's published pricing and documentation, our editorial review. The listing was last updated November 1, 2026. Vendors cannot pay for a higher score or a better rank; paid placements are labelled. Read the full methodology.

PaySimple

69/100 · #2 in Payment Processing

Starting price: $69.95/mo
Free trial: Free trial
Free plan: No

Start free trial ↗Free trial · paid plans from $69.95/mo · opens paysimple.com

Ratings vs. Payment Processing average

Ease7.2

Features7.3

Value5.7

Support7.4

Bar is PaySimple; tick is the average of the 2 payment processing products we rate. Strongest: Support (7.4). Weakest: Value (5.7).

At a glance

Starting price: $69.95/mo
Free plan: No
Free trial: Free trial
Platforms: Web
Best fit: Freelancers, Small businesses, Mid size businesses
Company: PaySimple
Founded: 2006
Category: Payment Processing
Rank: #2 of 2

Top alternatives

Stripe
$0.30 + 2.9% per card charge83

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