Xero vs Premier Construction Software: Features, Pricing and Reviews Compared
- Starting price
- $27/mo
- Ease of use
- 8.5
- Functionality
- 8.6
- Value for money
- 7.9
- Customer support
- 7.4
Best for
- Businesses with several people who need to be in the books (owner, office manager, bookkeeper, partner)
- Owners who want to understand their numbers from a dashboard rather than a report pack
- Agencies, consultancies and trades that bill by project and want time and cost tracking
- Starting price
- $125
- Ease of use
- 6.8
- Functionality
- 7.6
- Value for money
- 5.0
- Customer support
- 7.3
Best for
- General contractors with multiple active jobs
- Builders and developers with several legal entities
- Accounting teams that need WIP and job cost reports
Our verdict
Xero comes out ahead at 82/100 versus Premier Construction Software at 67. Unlimited users on all plans. Xero is the better fit for small businesses that want unlimited users at a flat price. Premier Construction Software makes more sense if you need job costing and general ledger are updated together, so project and company financials match without manual reconciliation.
On Xero: Xero is the accounting platform we recommend to owners who want unlimited users and a cleaner interface than QuickBooks, and who don't need the deepest US-specific ecosystem. Bank reconciliation is the best in class, the dashboards are readable without an accountant, and every plan includes unlimited seats. The trade-offs are the invoice cap on the Early plan, support that is ticket-only, and payroll that is an add-on through Gusto.
Features comparison
The 8 accounting capabilities we check on every product, ordered by importance to buyers.
| Feature | Importance | Xero | Premier Construction Software |
|---|---|---|---|
| Invoicing | 95% | Included | Included |
| Bank feeds | 89% | Included | Included |
| Accountant access | 72% | Included | Not included |
| Receipt capture | 66% | Included | Included |
| Payroll | 61% | Included | Included |
| Inventory | 34% | Included | Included |
| Multi-currency | 28% | Included | Included |
| API access | 22% | Included | Included |
What stands out in each
Bank reconciliation
Xero's reconciliation screen is the reason many bookkeepers prefer it: suggested matches, bank rules, cash coding for bulk work and a clean audit trail. On Growing and above, auto-reconcile handles the routine transactions without you.
Unlimited users on every plan
Unlike QuickBooks, Xero never charges per seat. Owners, staff and your accountant all get logins with role-based permissions, which matters for businesses that want several people entering bills and expenses.
Dashboards and analytics
The home dashboard shows cash in and out, invoices owed and bills due in plain language. Syft-powered analytics add performance dashboards, scorecards and (on Established) industry benchmarks that are unusually readable for an accounting tool.
Invoicing and payments
Quotes, recurring invoices, automatic reminders and online payment through Stripe, PayPal or GoCardless. Tap-to-pay on iPhone and Android lets you take cards in person without a reader.
Job costing and WIP reporting
Premier posts transactions to the general ledger and job-costing ledger at the same time. Users can generate work-in-progress reports in seconds and see each project's revenue, costs and margins.
Real-time financial statements
Income statements, balance sheets and cash flow statements update as work happens in the field. Users can drill from company-level totals down to the original source entries.
Inter-company accounting
The system supports unlimited companies, including LLCs, LLPs, holding companies and joint ventures. Inter-company transactions and reconciliations are automated, which removes double entry at month-end close.
Change orders and subcontractor invoicing
Change orders, purchase orders and subcontractor invoices are managed in the same system as the budget. Approval workflows let managers review costs before they are committed.
Pricing comparison
Xero starts at $27/mo (30-day trial); Premier Construction Software starts at $125. Plans are shown as the vendors publish them; the BSR Value subscore reflects what you get for the money.
Early
For new businesses with light volume. Unlimited users.
- 20 invoices and 5 bills per month
- Bank reconciliation
- Online invoice payments
- 30-day cash flow forecast
Growing
Unlimited invoices and bills, dashboards and budgets.
- Unlimited invoices and bills
- Auto-reconcile transactions
- Performance dashboards
- 3 budgets
Established
Multi-currency, projects, expenses and advanced analytics.
- Multi-currency
- Project time and cost tracking
- Employee expense claims
- KPIs and industry benchmarks
Introductory discounts (often 90% off for the first six months) make the first bills very low; the regular price kicks in afterward. The Early plan's 20-invoice and 5-bill cap is the main gotcha. Payroll, Inventory Plus and auto-reconcile on Early are add-ons, and online payment processing fees apply.
Value for money: 7.9/10 · Monthly, Cancel anytime, No per-user fees · Vendor pricing page ↗
Starting at $125. Plan breakdown not published yet.
Premier builds a custom quote based on company type and number of users, with a starting price of $125 and flat-rate pricing. There is no free plan or free trial, but the company offers a 30-day money-back guarantee subject to its terms, and a payroll add-on is available.
Value for money: 5.0/10
Integrations comparison
1 integration in common · 15 only in Xero · 9 only in Premier Construction Software. Logos link to our review when we cover the tool.
Both connect to
Which one is best for my use case?
Who each product is built for, who should look elsewhere, and the jobs it gets bought for, from our editorial review and the vendor's own customer profile.
Ideal for
- Businesses with several people who need to be in the books (owner, office manager, bookkeeper, partner)
- Owners who want to understand their numbers from a dashboard rather than a report pack
- Agencies, consultancies and trades that bill by project and want time and cost tracking
Not for
- Very new businesses sending more than 20 invoices a month; the Early plan cap pushes you to Growing fast
- Businesses that want to pick up the phone for support
- US companies whose accountant only works in QuickBooks
Common use cases
Sells to: Freelancers, Small businesses, Mid-size companies. Common industries: Professional services, Construction and trades, Retail, Hospitality, Nonprofits, Agencies.
Ideal for
- General contractors with multiple active jobs
- Builders and developers with several legal entities
- Accounting teams that need WIP and job cost reports
Not for
- Solo operators who need a free or low-cost tool
- Buyers who want published per-seat pricing before talking to sales
Common use cases
Sells to: Small businesses, Mid size businesses, Enterprises.
Support, training and setup
How you get help, how you learn the product, and how fast you can be running.
- Support score
- 7.4/10Leads
- Ease of use
- 8.5/10Leads
- Support channels
- 24/7 online support (ticket)
- Help center (Xero Central)
- Xero Coach onboarding (first 90 days)
- No inbound phone line
- Training
- Xero Central guides
- Video tutorials
- Live webinars
- Xero Advisor certification
- Free onboarding calls
- Deployment
- Cloud / SaaS
- iOS app
- Android app
- Typical setup
- Same day; free conversion from QuickBooks
- Languages
- English
- Support score
- 7.3/10
- Ease of use
- 6.8/10
- Support channels
- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Training
- In Person
- Live Online
- Webinars
- Documentation
- Videos
- Deployment
- Web
- Typical setup
- Not published
- Languages
- Not published
Security and reliability
Certifications and controls as published by each vendor. We list them; we don't audit them.
- Security
- ISO 27001
- SOC 2 Type II
- Two-factor authentication (required)
- Data encrypted at rest
- Public API
- Yes
- Mobile apps
- iOS · Android
- Company
- Wellington, New Zealand · 5,000+ employees · founded 2006
- Security
- User access restrictions and permissions
- Audit trails
- Encryption
- Approval workflow controls
- Electronic signature
- Public API
- Yes
- Mobile apps
- None published
- Company
- founded 2009
Pros and cons
Our editors' pros and cons for each product. No user reviews have been published for these products yet.
Pros
- Unlimited users on all plans
- Clean, modern interface with fast bank reconciliation
- Large app marketplace
Cons
- Entry plan caps invoices and bills per month
- Support is email-based with no phone line
- US payroll relies on a third-party integration
Pros
- Job costing and general ledger are updated together, so project and company financials match without manual reconciliation.
- Inter-company transactions across multiple legal entities are automated, which suits firms with several companies or joint ventures.
- Built-in integrations with Procore, ProEst, QuickBooks Online Advanced and three payroll providers reduce duplicate data entry.
- Implementation is handled by in-house CPAs and project managers, with a stated go-live in as few as 60 days.
- A 30-day money-back guarantee lets buyers test the value before the commitment goes beyond the first month.
Cons
- There is no free plan or free trial, so buyers must book a demo and request a quote before seeing any pricing.
- Pricing depends on company type and user count, which makes budgeting harder before a sales conversation.
- The platform is listed as web-based only, so buyers who need a native desktop client will not find one.
- Some capabilities, such as the payroll add-on, are sold separately from the core system.
Full side-by-side table
Xero leads in 8 of 8 rows where they differ. Green marks the leader in each row.
| Feature | Xero Best for small businesses that want unlimited users at a flat price | Best for general contractors and builders who need job costing and project accounting in one system |
|---|---|---|
| Scores | ||
| BSR score | 82 | 67 |
| Ease | 8.5 | 6.8 |
| Features | 8.6 | 7.6 |
| Value | 7.9 | 5.0 |
| Support | 7.4 | 7.3 |
| Pricing | ||
| Starting price | $27/mo | $125 |
| Free plan | Not included | Not included |
| Free trial | 30-day trial | — |
| Features | ||
| Features included | 8 / 8 | 7 / 8 |
| Invoicing | Included | Included |
| Bank feeds | Included | Included |
| Payroll | Included | Included |
| Multi-currency | Included | Included |
| Receipt capture | Included | Included |
| Inventory | Included | Included |
| Accountant access | Included | Not included |
| API access | Included | Included |
| Details | ||
| Biggest strength | Unlimited users on all plans | Job costing and general ledger are updated together, so project and company financials match without manual reconciliation. |
| Biggest weakness | Entry plan caps invoices and bills per month | There is no free plan or free trial, so buyers must book a demo and request a quote before seeing any pricing. |
| Platforms | Web, iOS, Android | Web |
| Best fit | Unlimited users | Small businesses, Mid size businesses, Enterprises |
Not a match?
Other accounting software we list, ranked by BSR score.
Xero vs Premier Construction Software: FAQs
Is Xero better than Premier Construction Software?
Xero scores 82/100 against Premier Construction Software's 67, a 15-point lead. Unlimited users on all plans. Premier Construction Software is the better pick if job costing and general ledger are updated together, so project and company financials match without manual reconciliation matters more to you.
Which is cheaper, Xero or Premier Construction Software?
Xero has the lowest starting price at $27/mo. Premier Construction Software starts at $125. Per-user pricing, annual discounts and add-ons change the real total, so price out your actual seat count.
Which has more features?
Xero covers 8 of the 8 accounting features we track, including Accountant access which Premier Construction Software lacks.
Do Xero and Premier Construction Software integrate with the same tools?
Both connect to Microsoft 365. Only Xero lists Gusto (Xero Payroll), Stripe, PayPal; Only Premier Construction Software lists Microsoft Excel, QuickBooks Online Advanced, Microsoft Outlook.
How this comparison was made
Each product was scored on the same four subscores (Ease, Features, Value, Support) from the vendor's published pricing and documentation, our editorial review, then combined into a 100-point BSR score. Hands-on tested: Xero. Feature checks use one list per category; plans, integrations, support and security come from what each vendor publishes and are refreshed when listings change. Green marks the leader in a row. Sponsored placements are labeled elsewhere on the site and never touch a comparison. Full methodology →